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Important Points on Medicare
If you are eligible for Medicare, you MUST enroll in Medicare to the full extent of your eligibility or your premium
rates will be higher. Note: You must notify a LAPRA Benefits Representative if you are a retiree or family member
under age 65 and have elected Medicare due to disability.
Anthem Blue Cross Enrollees
With the Anthem Blue Cross PPO Plan, if you or one of your covered dependents is enrolled in Medicare Parts
A and/or B, the PPO plan deductible is waived for you and all of your covered dependents. You may seek care
from any doctor; however, your out-of-pocket costs will be lower if your doctor accepts Medicare assignment or
participates in the PPO network.
If you or any of your covered dependents enroll in Medicare Part D (Prescription Drug Coverage) through a plan
other than the LAPRA Anthem Blue Cross PPO or HMO (CaliforniaCare) Plan, your premium costs will be higher.
You are eligible to enroll in Medicare Part D through the LAPRA Anthem Blue Cross PPO or HMO (CaliforniaCare)
Plan if you are enrolled in Medicare Parts A and/or B.
Kaiser Enrollees
To enroll in Kaiser Senior Advantage, you must be enrolled in Medicare Parts A, B and D or B and D only and assign
your benefits to Kaiser. If you or any of your covered dependents enroll in Medicare Part D (Prescription Drug
Coverage) through a plan other than the LAPRA Kaiser HMO plan, your premium costs will be higher.
Important! You must assign all of your Medicare benefits to Kaiser or be reclassified into an unknown or
unassigned rate category which will significantly increase your cost.
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