RB&I

Los Angeles Police Retirement Benefit and Insurance Association, Inc. (RB&I)

The Los Angeles Police Retirement Benefit and Insurance Association, Inc. (RB&I) is a separate corporation providing additional life insurance benefits for its members and their families.

Who Can Join?

Recruits employed by the City of Los Angeles to become sworn police officers in the Los Angeles Police Department are eligible for RB&I membership.


How CAN I Join?

You will be automatically enrolled in RB&I membership upon your initial hiring as a new recruit by the City of Los Angeles. Your membership benefits are effective on your date of hire. You can cancel your membership any time after you are sworn in.


COSTS

  • RB&I Active Members: $3.50 per pay period
  • RB&I Retired Members: $7.00 per month


When a member has been a member in good standing for 25 years, the membership is considered paid in full and dues are no longer required.

 

Plan Benefits


RB&I Death Benefits for Active Members
Active member Designated beneficiary receives $25,000




RB&I Death Benefits for Retired Members
Retired member with less than 25 years of service Designated beneficiary receives $25,000
Retired member with 25 or more years of service or or before 07/01/2005 Designated beneficiary receives $8,937.50
Retired member with 25 or more years of service after 07/01/2005 Designated beneficiary receives $10,000



Cash Surrender Benefit


A $4,000 cash surrender benefit is available at any time to active members with 25 or more years of RB&I membership. Retired members* are also eligible for a cash surrender benefit as shown in the table below:


Years of Membership Benefit Amount
25 or more
$4,000
24
$3,840
23
$3,680
22
$3,520
21
$3,360
20
$3,200
19 or less
100% of dues paid


* To be considered a retired member, your retirement must have  been approved by the Los Angeles Fire and Police Pensions at the time of your separation from the LAPD.

 

Benefits and dues may be subject to change. Please contact an RB&I Benefits Representative at 213-674-3701 or 888-252-7721 or send an email to benefits@lapra.org for current information.


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