Retirees Life

LAPRA Basic Life Insurance

LAPRA Basic Life Insurance Plan provides active members and recruits who are enrolled to become LAPRA members with $8,000 of coverage at no cost to you.

LAPRA Membership

Optional United Healthcare Life and AD&D

If you were enrolled for Optional Life and AD&D insurance as an active member, you may continue your coverage into retirement.

Life and AD&D Certificate of Coverage Retired Members

Retired Members Under Age 65

	Plan 1	Plan 2	Plan 3	Plan 4	Plan 5	Plan 6
Member Death Benefit	$4,400	$25,900	$43,200	$43,200	$43,200	$50,000
AD&D Coverage	$4,400	$25,900	$43,200	$43,200	$43,200	$50,000
Dependent* Death Benefit	$0	$6,900	$6,900	$6,900	$6,900	$6,900
AD&D Coverage	$0	$0	$0	$0	$0	$0
Cost Per Month	$1.62	$8.50	$12.08	$12.08	$12.08	$15.25

Retired Members Age 65 Through 69

	Plan 1	Plan 2	Plan 3	Plan 4	Plan 5	Plan 6
Member Death Benefit	$2,200	$13,000	$13,000	$13,000	$13,000	$13,000
AD&D Coverage	$2,200	$13,000	$13,000	$13,000	$13,000	$13,000
Dependent* Death Benefit	$0	$6,500	$6,500	$6,500	$6,500	$6,500
AD&D Coverage	$0	$0	$0	$0	$0	$0
Cost Per Month	$1.62	$8.50	$8.50	$8.50	$8.50	$8.50

Retired Members Age 70 and Older

	Plan 1	Plan 2	Plan 3	Plan 4	Plan 5	Plan 6
Member Death Benefit	$0	$6,900	$6,900	$6,900	$6,900	$6,900
AD&D Coverage	$0	$0	$0	$0	$0	$0
Dependent* Death Benefit	$0	$3,500	$3,500	$3,500	$3,500	$3,500
AD&D Coverage	$0	$0	$0	$0	$0	$0
Cost Per Month	N/A	$8.50	$8.50	$8.50	$8.50	$8.50

*Dependents include your spouse or registered domestic partner and children to age 26. Coverage for children less than six months old is $700.

It is important to keep your life insurance beneficiaries updated to ensure your death benefit is paid to the right people. To update your beneficiaries, go to LAPRAlive.org.