Long-term care is the type of care received by someone who needs assistance performing basic Activities of Daily Living (ADLs) or needs assistance because of severe cognitive impairment.

LTC insurance helps pay for long-term care services in many settings - at home or in an adult day care facility, assisted living facility, or nursing home. Long-term care insurance can help ensure your independence and reduce your reliance on loved ones should you need long-term care. LTC insurance also offers greater control over the type of care you will receive and where you receive it.

Watch for your long-term care insurance enrollment packet in your mail box in early July. Learn more about long-term care insurance by clicking on a link below.

• Long-term Care Insurance for Active LAPRA Members

• Long-term Care Insurance for Retired LAPRA Members