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The Los Angeles Police Retirement Benefit and Insurance Association, Inc. (RB&I) is a separate corporation providing additional life insurance benefits for its members and their families.

Any active member of the Los Angeles Police Department regularly appointed and sworn in as provided by law to perform the duties of a regular police officer of the City of Los Angeles, may become a member of the Los Angeles Police Retirement Benefit and Insurance Association Inc.

An officer may file an application therefore at any time within one (1) year after becoming a sworn member of the Los Angeles Police Department. The Board of Directors of RB&I may accept any completed application for membership or for reinstatement or restoration to membership upon such terms and conditions as the Board of RB&I determines. The effective date of such membership may relate back to and include the date such application was properly submitted to the Los Angeles Police Retirement Benefit and Insurance Association, Inc.

RB&I Active Members
Cost per pay period is $3.00.

RB&I Retired Members
Cost per pay period is $6.00.

When a member has been a member for 25 years, the membership is considered paid in full and dues are no longer required.

Benefits are as follows:

Death Benefits Active Members:

Active member for less than 4 years, designated beneficiary receives $15,000.00.
Active member for 4 or more years, designated beneficiary receives $25,000.00.

Death Benefits Retired Members:

Retired member with less than 4 years of membership, designated beneficiary receives $15,000.00.
Retired member with 4 to 24 years, designated beneficiary receives $25,000.00.
Retired member with 25 or more years of service prior to 7-1-05, designated beneficiary receives $8,937.50.
Retired member with 25 or more years of service after 7-1-05, designated beneficiary receives $10,000.00.

Cash Benefit:
Any non-retired RB&I member who has resigned or who has been removed as a member of the Los Angeles Police Department from his/her position shall be entitled to a partial refund of dues paid in an amount equal to one-third of the total amount paid after they have been a member in good standing in RB&I for a period of three years.

Cash Surrender Benefit:
Cash surrender benefit in the amount of $4,000 is available to an active participant who has been a member for 25 or more years.
Retired members are also eligible for the cash surrender benefit in accordance with the following schedule:

Benefits and Dues are effective 7-1-05 and may be subject to change. Please contact RB&I directly for any current or updated information.